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$650,000
 $3,489 est/mo Sourced by Back At You

10 Towners Road 8,Carmel, NY 10512

Carmel, NY 10512

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Description

RARE LAKEFRONT MIXED-USE INVESTMENT OPPORTUNITY! Discover the unique potential of 8 & 10 Towners Road in Carmel, NY, featuring THREE LEGAL UNITS-TWO RESIDENTIAL UNITS AND ONE COMMERCIAL UNIT-situated directly on the shores of Lake Carmel with beautiful water views and direct lake access. #8 Towners Road features a COMMERCIAL OFFICE/RETAIL SPACE with multiple rooms, a GARAGE BELOW, and an additional FRAMED-OUT ROOM offering flexible possibilities for expansion, storage, or additional workspace. #10 Towners Road includes a TWO-BEDROOM APARTMENT, a separate GARAGE, and an additional ONE-BEDROOM APARTMENT. The lower level also features a SEPARATE ENTRANCE and was previously used as an apartment, offering additional potential. ALL UNITS ARE SEPARATELY METERED, INCLUDING THE BASEMENT, with electric heat throughout. This versatile property offers opportunities for an OWNER-USER, INVESTOR, RENTAL INCOME, or LIVE/WORK ARRANGEMENT. Enjoy the benefits of Lake Carmel living, including FIVE WELL-MAINTAINED BEACHES, a playground, walking path around the lake, and clubhouse. Convenient COMMUTER LOCATION with easy access to major roads and close to golf and local amenities. A truly distinctive WATERFRONT PROPERTY combining COMMERCIAL, RESIDENTIAL, AND RECREATIONAL OPPORTUNITIES in one location.

Details

MLS #980288
Listing TypeFor Sale
Sub-TypeResale
StatusActive
Year1940
Days On Site171
Listing Provided ByBriante Realty Group, LLC | Angela J. Briante

Features

Garage2
BasementY
Units4
Acreage0.54
Water FrontYes

Interior

CoolingWall/Window Unit(s)
HeatingElectric, Other
Interior FeaturesOther

Exterior

Construction MaterialsFrame

Parking

Garage Yes / NoYes
Parking FeaturesDriveway, Garage

Utilities

UtilitiesElectricity Connected, Trash Collection Public, Water Connected
SewerSeptic Tank

Taxes

Tax Year2026
Tax Annual Amount14372

Area Information

StateNY
CountyPutnam County
CityCarmel
Zip Code10512
School DistrictCarmel High School
Elementary SchoolMatthew Paterson Elementary Scho
High SchoolCarmel High School
Listing VS Median (in 10512)
Price:
$650,000
low | high
Med:
$585,000
60% of Average
On site:
171
low | high
Med:
171
100% of Average
Sourced by Back At You

Market Activity 10512

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Marilyn Hagemann

Marilyn Hagemann

John J Lease REALTORS

 (845) 541-8479marilynhagemann@johnjleaserealtors.com
StateNY
CountyPutnam County
CityCarmel
Zip Code10512
School DistrictCarmel High School
Elementary SchoolMatthew Paterson Elementary Scho
High SchoolCarmel High School
Listing VS Median (in 10512)
Price:
$650,000
low | high
Med:
$585,000
60% of Average
On site:
171
low | high
Med:
171
100% of Average
Sourced by Back At You
Nearby Listings (Within 1/10 mile)
Price: $487K - $812K
sqft: 0 - 0
Nearby Listings Property ImageNearby Listings Details
8-10 Towners Road 8 Property Photo 1
$650,000
8-10 Towners Road 8
Carmel, NY 10512
421-423 Rt-52 Property Photo 1
$799,000
421-423 Rt-52
Carmel, NY 10512
Listing Updated: October 13, 2026 at 9:12:22 AM PDT

Marilyn Hagemann - John J Lease Realtors